Your small business is affected by several aspects of your personal life. For example, your credit history, personal finances and experience have probably had some sort of impact on when or how you opened your business. Have you ever taken the time to consider how your health and physical fitness could affect your business? [Read more...]
You have probably seen motivational posters that remind you how success is more of a journey than a destination. That is good advice. A business is a dynamic entity and must adapt with the times in order to remain competitive. [Read more...]
7 seater cars are becoming increasingly popular especially in large families and also for small business owners that require sufficient space.
As a result, most car manufacturing companies have introduced new cars which can accommodate a seven people. For people willing to buy this kind of cars, making an informed decision on which car to buy has proven to be a difficult task.
If you want to buy a seven seater for your family use, it’s good to consider some basic differences in 7-seater cars available in the market. A compact multi-purpose vehicle is a relatively small 7-seater vehicle that usually handles 5 regular seats but has an ability to hold two more extra seats. It is relevantly simple to park and consume less fuel. However, the vehicles is not big enough especially in situations where storage space is required, as is the case for any small business owners. As a result larger vehicles with a greater capacity have been manufactured.
Large seven seater cars can be large to the size of a mini bus. With these types of 7 seater cars, space is not a problem. However, they are fuel guzzlers hence making them expensive to maintain and environmental unfriendly. With an increased awareness on environmental friendly vehicles, most people still cannot differentiate ordinary vehicles from green (environmental friendly vehicles).
According to environmentalist, an environment friendly vehicle; refer to road motor vehicles which have less harmful impact to the environment than comparable conventional running on gasoline or diesel. Some green vehicles are powered by alternative energy such as solar, electricity and wind. This means that, most of these environmental friendly cars are cheap to maintain and work with.
Before deciding on the model of 7 seater car to buy, it’s important to consider all the available options and then follow the tips to come:
Top tips for choosing large cars:
First who will be the passengers of your new car? For a family with small kids, small 7 seater car will be more than enough, since occupy limited space and they are not heavy for the vehicle. But if you are buying a seven seater car for carrying grown-ups, may be for example sevens Rugby team, you require a big car which is comfortable and can accommodate their luggage.
Another thing to consider before settling on a seven seater car is the seating option. Different models have different seating options. In most cases, the cars have three laws of seats with the third law only visible when wanted. Seven seater vehicles are best suited for families with several young kids. These is because, the cars can accommodate at least 3 child seats, making the car very comfortable for them.
Passengers’ access to rearmost seat should be another issue to consider before choosing a car. 7 seat vehicles with sliding doors are the most suitable especially when the parking space is a bit squeezed. Sliding doors make access to rearmost seat very easy and less time consuming. Models like Ford Grand C-Max, Mazda 5 and Volkswagen Sharan have the best sliding doors.
Don’t forget about affordability. It is important that you get the right type of finance for your needs and that you do not over-pay according to your budget.
Last, but not least, when buying a seven seater vehicle, it’s important to consider passengers comfort ability. A good car should have at least power sockets, DVD player, comfortable seats, hand held games consoles and many other facilities.
With all these tips being put into consideration, one can be sure of having the best of his/her 7 seater cars.
So, you are a busy mom and you want to start an online business. You want to be able to be at home with your kids and also get fulfillment from work. The good news is that with the current state of technology, you can do both.
We have outlined 8 online businesses which are suited to busy mums. The best part is that they can be run on 10 hours or less each week. Sounds crazy? Well, then read on.
- Start an e-commerce store – you can easily set up an e-commerce store and drop ship the products in no time at all. All you will need to do each day is send a couple of emails once the orders start coming through and then you are done for the day.
- Write content for websites – if you write the content yourself, this may take up more than 10 hours per week. However, if you find some cheap writers, you can simply manage the workflow and earn a profit on the difference. This can be a great money making venture and has been for many people.
- Start a day walking business – this is a great way to earn an income and you can easily work 10 hours or less on it a week. The key here is getting more than 1 dog to walk at a time, provided they don’t fight between each other. It is also a great way to get some exercise and get paid for it.
- Start a blog – blogging can be a great way to make an income and if you are a fast writer, you can easily write blog posts in no time at all. You can monetize your blog through affiliate income and can even earn a good wage by doing so.
- Take photographs – many companies need nice photographs for their brochures or websites, so you can take good pictures just from walking around. You can earn good money this way and does not require a lot of effort.
- Binary Options Trading – This is a hot market right now, with companies such as Banc De Binary (www.bancdebinary.net.au), TradeRush (www.traderush.net.au) and AnyOption (www.anyoption.net.au) providing plenty of choice for home binary options investment businesses.
- Become a tutor – becoming a tutor is a great way to earn a good income and you can market your services online. You can tutor online through Skype calls or even create online worksheets and tutorials to be used by your students.
- Start an eBay store – eBay stores are a great way to get an online store up and running in no time. The best thing about an eBay store is that you are tapping into instant traffic, so it is a good way to test if a product is going to sell.
So, the above 8 online business should provide you with enough inspiration if you want to start an online store that does not require a lot of hours work for you. There are so many possibilities out there, the hard part is deciding what to do first. The best thing you can do is just get started.
Many people are interested to build their career in health industry. Most of them are interested with some benefits offered by this industry. It may be a great choice for most people. Keep reading this article to find out some advantages offered by this industry.
Because of these benefits, there are many people who want to build a new career as medical experts, medical assistant (further explained here), practitioner nurse, and many other promising jobs.
Here are some benefits that you can get from this industry.
1. Growing job opportunity
This is the first reason why you may want to build your career in health care industry. There are many opportunities that are available for all health care experts. According to US Bureau of Labor Statistic, health care industry has more than 13 million jobs. These jobs are still growing these days. The demand of these medical experts is increasing from time to time. There are many people who want to improve their overall health by visiting some of their favorite hospitals. Therefore, you will never have to lose your job opportunity when you are in this industry.
2. Make positive impacts
If you love helping others, health industry can be a perfect option for you. With this career, you are able to make positive impacts to your environment. You are able to help other people who need medical help. There are many families who are able to change their lives because of medical experts. Building a career as medical professional is great opportunity for you to make an impact for the entire communities living around your area. Social life is the most important thing that you may have when you are building your career as a professional medical care expert.
3. Good salary
This is another reason why many people are interested with this career. Health care industry offers competitive salary for all health professionals. There are a lot of demands for the workers in health care industry. Therefore, almost all professions in this industry, such as doctor, nurse, practitioner nurse, registered nutritionist, medical assistant, and many more, receive a lot of rewards and salary from their institutions. Phlebotomists are seemingly very well-paid for their efforts too.
Skillful medical experts may receive more salaries than the regular medical workers. High salary is the main factor that can cause people to choose this industry as their favorite job. Health care offers the most lucrative option on the job market these days.
4. Jobs available for all people
There are many jobs that are available for all people with any education or experience levels. You will never have to worry about losing the available job in this industry. You can find hundreds of roles that you can find in this industry. There are also many certification programs that are created for fulfilling the needs of some high quality medical experts, doctors, medical assistant, or nurse. Building a career in this industry may be very exciting for most people. They are able to choose their favorite professions based on their preferences, skills, and certifications. You can compare some available health care jobs that are available before choosing the best one.
5. Offers secure future
Some health institutions may offer secure future for their workers. Most governments are committed to give the best health service for all citizens. Therefore, they are trying to improve the quality of their health care services. Secure future is one of the best programs offered for all medical care experts or any other professional health care workers. This option is offered for all workers to stimulate them to work effectively. If you are looking for a secure future, you may want to consider this industry as a perfect choice for your career. You are going to achieve bright future when you choose this industry as your favorite career choice.
They are some good reasons why you may want to consider health industry as the best option for you. There are many available jobs that are available in this sector. It is important that you choose the best career based on your needs and passion. Do not only take a look at all benefits offered by certain professions. Health can be a perfect place for you who want to build a good career as professional medical workers. It is not a difficult task to build a good career in this sector. The opportunity for this industry is still growing significantly. It is your perfect time for choosing this as the best career option for you.
There are different types of careers which come with different benefits. As much as one might be driven by passion when choosing a career, the truth of the matter is that the benefits of that particular career also play a vital role in the selection of that career.
If a career is promising and has a lot of benefits, then a lot of people will be tempted to choose that career. Just like any other job avenue, the insurance and financial sector careers come with their own benefits and advantages. One common thing about the two sectors is that they are closely related.
Free and affordable insurance cover
Working in the insurance industry has its own advantages, first and foremost, you will be guaranteed of an insurance cover as an employee of any insurance company. The type of cover given depends on the type of covers the insurance company is dealing with. For instance, if you are working with an insurance company, which offer medical covers, then you will be entitled to a certain medical cover by your company.
The good thing about such a cover is that you will not have the pressure of paying insurance premiums because your employer will cater for everything. Some insurance companies might give full insurance covers to their employees and their immediate family members while others might opt to offer partial insurance cover whereby the employee will be required to pay a certain percentage of the premiums.
While working for an insurance company or in the insurance industry, it becomes easier for you to get other insurance services from other insurance companies because you are connected to so many people within the industry. It becomes easier for you to get an insurance cover for your car and even becomes much simpler and faster for you to process your insurance claims.
As an employee of an insurance company it becomes easier to access advanced medical attention from the best doctors because you are close to them and you can be in a better position to know which doctor can handle which condition in the best way possible.
Easy access to loan facilities
On the other hand working in the financial sector also carry’s a lot of benefits. First on the financial side you can be able to access credit facilities and loans from banks and other financial institutions with a lot of ease. This is particularly important if you are someone that has struggled with poor credit in the pat and had to resort to alternative forms of financing. For instance, it is much easier for those who work in the financial sector to get car loans compared to those who work in other sectors and this will help to prevent situations where leasing is the only option available.
It becomes even better in times of emergencies since you can rush to your employer and get a soft loan to sort out your issues. The other good thing about working in the financial sector is that as an employee, you will get credit facilities at lower interest rates compared to normal or ordinary clients. The repayment period for such loans is also longer and flexible.
Both the insurance and financial sectors normally organize seminars and training to train their employees with the aim of advancing their skills and knowledge especially in the rapid changing market and industry. Any person who works in the two sectors will always have a promising career ahead of him as long as he remains steadfast and focused.
Think about it. You are finally able to open your own business and be your own boss. No more grinding it out day in and day out for the other guy to line his pockets. You are only responsible to your customers.
How hard can it be if you have the capital? The key word here is “customer”. Although we all love new customers and cherish the repeat ones, sooner or later something will probably go wrong. No, I don’t mean messing up their order or overcharging by mistake. What if they slip and fall in your store and break a hip? What if you are doing their nails and they get an infection? What if you are preparing their taxes and you make a huge mistake? In a word, lawsuit.
Every type of business activity presents certain risks that can leave a business owner financially devastated which means every customer or client may be a potential lawsuit waiting to happen. Instead of staying awake all hours of the night fretting over things that could go wrong; transfer those risks to an insurance company by purchasing the appropriate policies. Even if you work from home, your risk of an action being brought is real. There are many types of insurance to consider:
Business Owners Policy (BOP)
This policy is most often used as the “go to” policy to get the most coverage in a package deal. The BOP package typically includes:
• Property Coverage (your building, your stuff, or both)
• General Liability – takes care of those nasty “slip and fall” lawsuits
• Medical Payments – this takes care of small medical claims without having the courts involved
• Premises rented to others – covers damages you do to premises you rent
• Products/Completed operations – covers you for problems with work you have performed
• Employment Practices Liability – covers you for claims made against you by an employee – usually added to the policy by endorsement
• Employee dishonesty – protects the business if an employee’s dishonest act causes an action against the business – added by endorsement
• Business Interruption – provides coverage in the event the business cannot open or operate due to a named peril – replaces lost revenue
Although this list covers most of the coverage options available, depending on the insurance company, there can be many more options that can be added to make the policy more comprehensive.
Professional Liability/Errors & Omissions
Commonly referred to as “malpractice insurance”, this policy protects the business in the event that an error or mistake is made while performing professional services for a customer or client. Most people understand that medical professionals, legal professionals, accounting professionals, and insurance professionals must carry this coverage, but it is available for almost every type of professional. Cosmetologists, Nail Technicians, Tattoo Artists and Massage Therapists should consider this valuable coverage as well. Many states will require proof that a Professional Liability policy has been purchased before they will license the professional in their state. Many states also require a Security or Fidelity Bond be purchased as well to protect the state’s licensing division. The insured business must understand however, this policy will not provide coverage for intentional acts.
Most people upon going into business are expecting to have to deal with this insurance. Worker’s Compensation covers your regular employees if they are injured while on the job or become ill as a result of the work environment. Many states will allow the principals or owners of the business to exclude themselves from coverage. Most states will set a minimum amount of employees, typically 2 or 3, be employed before this coverage is mandatory. It can be a very expensive policy depending on the industry you work in. Certainly the premiums for a roofing company will be much more than a Dental office. Rates are usually set and controlled by the state where the business is domiciled. There are many insurance agencies across the country that specialize in Worker’s Compensation Insurance and should be consulted whenever a new business is opened because this expense alone may determine if the business may or may not be profitable.
Commercial Auto Insurance
Almost all contractors are going to need this coverage if they expect to be working for a general contractor or most any size of commercial business. The Personal Auto Insurance policy is not going to accommodate the liability limits needed or the types of vehicles used for business. Certainly, any type of trucker or delivery service will need commercial auto insurance since required limits are usually $1 million or higher. Truckers will also require cargo coverage and trailer interchange which is only available on the commercial auto policy. Rates are normally based on the type of vehicle, the industry, and the mileage expected to be put on the vehicle. A trucker who hauls locally is going to be rated less than the trucker delivering across the country. A small delivery van is going to be rated lower than an 18 wheeler. You can option for cheaper forms of insurance, but obviously paying more gives you more peace of mind. Businesses that experience the most difficulty obtaining a commercial auto policy at reasonable rates are those businesses that carry passengers for a fee and fast food delivery vehicles.
Every business owner has certain normal risks on the horizon every time they open for business. It’s the unusual risks that you don’t think of that can put you out of business in a hurry. An experienced commercial lines agent should be consulted before opening the business so that the risks can be identified and dealt with in an affordable manner.
Landscaping gardening has turned out to be a very profitable business in the last decade, with an industry turnover of over 3 billion in the US. It’s easy to see why individuals find landscaping gardening an attractive business to start.
However, before you get started there are some important steps to ensure you give your business every chance of success.
Here are my top 6 tips for landscape gardening business success. [Read more...]
Owning a small business is hard but rewarding work, but there are always going to be obstacles that you can’t accomplish on your own. Sometimes, taking your business to the next level will require you to find help and connections in your industry from other people, and getting those connections will require you to network with other professionals. An easy way to network with others in your field is to attend small business conferences in your area that are geared towards people who work in your industry. Here are some pointers to make the most of your small business conference networking endeavors.
- Bring lots of business cards. You will need to give people your contact information one way or another, so you may as well do it in the most professional way possible. Business cards give a great first impression, and cost very little to obtain.
- Consider investing in a booth or hosting a panel at the conference. If you want to make a serious impression on others, make an effort to put yourself in the conference’s spotlight by contributing in one form or another. A booth naturally attracts people to you, and hosting a panel will make you seem like an expert in your field. As such, both routes can get people interested in what you have to offer.
- Reach out, reach out, reach out. In some ways, networking is just like dating. If you don’t make an effort to reach out to people who are in your area, the chances of you making the right connection are slim. So talk to everyone you can. You never know who will be the connection you need to take your company to the next level.
- Ask yourself what kind of impression you’re making before you set foot in the conference. Remember, you’re representing your company at this conference. Make an effort to come to the conference looking your best, armed with loads of business cards, and a smile.
- Brush up your LinkedIn profile before you go. People will start to check up on your LinkedIn, so you might as well spruce it up for people who search you up while at the convention.
- Don’t expect anything, and offer to help others out, too. You can’t just waltz into a conference and demand that people do things for you. All networking is a give and take of sorts. You will need to show other professionals that you have something to offer in order for them to be really interested in working with you on major projects.
- Read up on recent goings-on in your field. You don’t want to be the clueless one at a small business conference. Read up on what’s happening in your field as well as in your local area before you go.
Here are a list of my 3 must travel to conferences;
Infusionsoft Small Business Success Tour
September 28 – Los Angeles
October 5 – Boston
Learn about of all sorts of different business strategies, tips and marketing best practices from very knowledgable Infusionsoft staff
Inc. 500 | 5000
October 3-5, 2012, Phoenix, AZ
The Inc. 500|5000 Conference & Awards Ceremony is probably one of the biggest and best conferances. A must attend event.
The New York Enterprise Report 2012 Small Business Awards
October 10, 2012, New York City
My favourite, being local is the New York Enterprise Report Small Business Awards.
Networking at a small business conference should be easy, since everyone really goes there to network. If you’re ready to make the leap into your local small business scene, start by looking at local event bulletin boards that have details on small business conferences in your area.