The Future Looks Smart – Literally

Our dependence on modern technology is greater than ever. In fact, it is safe to say that it has permeated every pore of our lives. Not even a decade ago, we were perfectly content with having TVs and mobile phones, until we decided that every device we have needs to be “smart”. Okay, so maybe the evolution from a normal cell phone to a Smartphone is not that big of a stretch, but smart TVs are like space shuttles compared to its “non-smart” predecessors. There are other examples such as fridges or washing machines, but TVs and phone are the ones that have caught on the most.

Smart Home Exercise Equipment

While exercising is usually seen as something not related to high-tech, or even quite the opposite, surely enough the fusion has been achieved. We’re talking about the latest in home exercising equipment. Rowing machines, stationary bikes, treadmills and especially elliptical machines, those are all examples where modern technology is used to achieve better results. Gone are the days where you would go to the gym, wait your turn to use certain machines, then come back, spending a lot of time in the process which you could spend more efficiently doing something else. For those who would like to save some time, or those who prefer to work out in the comfort in their own home, elliptical trainers are one of the best and most popular options. In case you are not familiar with modern elliptical machines, visit this website I came across recently – www.ellipticalmachineadvice.com – it offers in-depth information and even detailed reviews of the most popular elliptical trainers on the market. It is a great resource for all you need to get started with an elliptical trainer.

The reason elliptical trainers provide you with the most efficient and versatile workout possible, is the central console unit integrated into most of the models on the market. The unit processes all of the workout data, including the data gathered by the heart rate monitors, and sends them to the LCD panel, where it is displayed. The user can monitor all the crucial aspects of the workout, including the duration, number of calories burned and distance. The goal is to stay within the fat-burning zone, and elliptical trainers make it so much easier to do that. Before, you had no way of knowing if you were doing it right. But, that’s not the only thing that separates elliptical trainers from the rest of the pack. They also come with a number of pre-set workout routines, and you would be hard-pressed to find one that doesn’t fit your needs perfectly, regardless of your age and shape.

So, there you go. Even your workout has been made “smart”. To be fair, you still have to put in a lot of hard work yourself, but modern technology is not just about getting lazy and fat. If there is way we can implement technology to keep us fit and healthy, we should take advantage of it by all means and elliptical trainers are definitely a step in the direction. The devices of the future are going to become smart without a doubt, which is why we have to keep up.

Expand Your Trucking Business Through Financing

If you are building a trucking business, you have to use the right tools in order to build your business. With the right banks and financing, you are going to be able to expand your trucking business through financing. Due to the fact that you need money to grow, you are going to find that with the right banks, you will be able to build your business, add new trucks, and create a business that is going to grow and will thrive.

Consider going used

When you are buying new trucks, you will need to finance the purchase. But, if you want to be able to buy more, for less, an easy way for you to do so is to buy used trucks. In many cases, the trucks are going to have few miles on them, and are going to drive the same as brand new. These trucks will also require less work, as they have been on the road, and are going to be prepared for the work they will do on the road.

Advertising

When you finance your business, you will also be able to advertise with larger companies. You are going to be able to work with online advertising companies, in order for you to be able to build your company. You can work to help build through social media, and you can also hire an SEO firm to work with you, in order to build your business with the financing you do.

Building

You are going to have to purchase or rent a business building as well. When you finance your business, you can have more money for warehouses, and for the building in which you are going to do work in. So, you are going to be able to rent the facilities that allow you to do more work, and allow you to build your business over time.

As a business owner, you have find ways for you to build and grow your business over time. So, financing is one of the easiest ways for you to build, grow, and develop your business over time. With the right financing company, you are not going to have to worry about over spending or higher interest rates either. With the right company you are going to be able to grow your business, and you are going to have the funds to purchase, to rent, and to find the equipment that you need in order for your business to grow.

Financing is a simple way for you to build,and it is an easy way for you to purchase the supplies you need, and build your business easily online. With the right advertising, with the right equipment, and when you know where to turn to finance, you are going to find it much easier for you to develop your business. No matter what size it is, or how long you have been working, with more money it is easier to grow and develop the work that you do.

Insurance Requirements for an Independent Truck Driver

Like a private insurance coverage policy, truck drivers are also required to have the right coverage when they are on the road. Your insurance requirements for an independent truck driver are going to be regulated by the FMCSA (Fed Motor Carrier Safety) for interstate truckers. States also have the authority to regulate the amount of coverage that is required, in order to drive intrastate, when making deliveries, and driving trucks of a certain size.

Primary liability coverage

The minimum coverage required liability coverage which will protect drivers if they are involved in a accident when on the road. Depending on commodities and items being transported, coverage levels range from $750K up to over $5 million in coverage amounts. Trucks under 10,000 pounds also have coverage options which come in at about $300K for lower coverage policy options. The company that you drive for, and a personal liability coverage amount, should be agreed upon and decided upon by the driver and the company they work for.

Physical damage coverage

Although not required by law, lenders do require it when financing a commercial truck for drivers to be able to transport goods, especially if it is out of state that they are driving. Theft, fire, and other perils are covered via this policy type, and the amount of coverage will vary based on your business needs, and based on personal coverage options which are chosen by the driver of the fleet.

Cargo coverage

The law requires a minimum of $5000 per vehicle, and $10000 per occurrence when selecting a policy to cover the cargo that is being transported in the truck. Drivers and the company that they drive for should determine the requirement, based on weight, items being shipped, and the type of cargo that is on board, each time that the driver is out on the road with the truck.

Other coverage

“Bobtail” insurance is often chosen by certain drivers, although it is not required by law either. This type of coverage is going to be offered in the event drivers are carrying around a trailer or other hitch on the back of the truck, and would like to cover that trailer, as well as the contents that are found in it. This coverage is not required by law, but it is an optional level of coverage to protect certain items which are being transported in this manner.


Each state also has regulations in placed, which will require a certain dollar amount of required coverage to be purchased, based on the type of coverage that is required for a trucker to purchase when they are deciding on the level of coverage to purchase. Because there are federal and state regulations which are in place, it is important to understand these, to know what the requirements are, and to purchase sufficient levels of coverage. Different insurance providers are going to provide varying levels and rates when selecting the coverage, so it is important to compare rates, and compare policy coverage, to ensure you purchase the right coverage when you are on the road.

Making a Living While Traveling Abroad

Summer is here and the old familiar siren song of travel has been making itself heard. Although I live a fairly settled life and am happy where I am in my life, I can’t resist the lure of travel. I have taken many short trips over the last year, but it seems like a longer trip is in order.

I am not talking about a two week trip to a resort, although if it were offered I would certainly not refuse! However, the kind of trip I have in mind is one that lasts about a year and is completely different than any other trip I have taken. Instead of saving up for a short trip, I have decided to start saving up to spend a year in Australia!

Although I actually have enough money and airline miles saved up to make the trip, if I want to be gone more than a couple of weeks I am going to have to start planning now. One great way to be sure I don’t end up in the poorhouse while having this adventure, I am going to have to get a job somewhere while I am there.

Taking an RSA Course

At first the thought of working in another country seemed foolish. After all, what could I possibly do that a thousand other people couldn’t do better? Then I remembered a friend of mine talking about the RSA refresher course he took. I visited http://www.rsacoursesaustralia.com/ and found out that taking an RSA course is actually quite easy!

Of course, I had no idea what the course actually means, so I did some more research. As it turns out, the RSA card is simply a certification you have to receive in order to be allowed to serve alcohol. Some of the jobs that might require an RSA certificate include:

  • Serving food and alcohol in a restaurant
  • Tending bar
  • Working at an hotel where alcohol is served
  • Cashiering in a store that sells alcohol

It looks like if I am willing to get the RSA card, I will be able to work in just about any aspect of the hospitality field. Since a large portion of Australia’s money comes from the tourist industry, I can likely find a job just about anywhere!

Working in the Construction Industry

Another possibility for work is in the construction industry. Although I am not particularly skilled in construction, I am strong and I know how to work hard. This is a great asset and even if it means I am stuck doing clean-up or finish work, I can easily make a living at it while I am in Australia.

A white card is one of the primary requirements to work in the construction industry in the Land Down Under. Naturally, I will have to get a white card in Australia. This site provides all the information I needed, and it turns out that it is similar to the RSA card in terms of being a legal necessity in order to perform any work on a construction site.

Since it looks like with a little effort I won’t have a problem finding work, the next step is getting all of the paperwork gathered together to get a work visa so that I can work legally for a year. That is definitely the next step to make my plan a reality! 

Tips for starting up a medical billing and coding company

The Medical Billing and Coding business can be extremely lucrative for any motivated, organized and financially savvy individual or group. Location is always one of the most important factors when planning to open any business or enterprise. Marketing and economic community integration is also of the utmost importance for anyone planning to begin a Medical Billing and Coding operation. Lastly, any prospective entrepreneur must make sure he/she is well versed in the laws and regulations which govern their field. There are a few more very important necessary steps which we will discuss, but these are some of the main issues one should handle when beginning a Medical Billing and Coding practice.

While no formal degrees or diplomas are technically necessary, it is a very good idea to take a comprehensive course to make sure you have a current and in-depth understanding of the medical field as it pertains to your practice. There are many ways to obtain this knowledge, from private schools and on-line training schools, to industry trade organizations such as the Healthcare Billing and Management Association and the American Medical Billing Association. These courses are not to be overlooked. Knowledge is more than power in this situation; it is an absolute necessity in this business.

When it comes to where you will set up your operation, location is of the utmost importance. It is not just geographical, but when considering where you will construct your working station inside your home you must choose a space that provides you with ample room to work comfortably, concentrate and keep things in an orderly fashion. Some experts suggest converting a spare room or basement to give you that separate office feel.

The best business in the world will only reach economic mediocrity at best without an effective marketing plan. A very good step to take when trying to get your business off the ground is to register your practice with a local search engine. A lot people simply “Google” key words when they need a specific service, and by registering with the local search engine you can make sure your name pops up alongside your competitors. You can also draw up a professionally written letter detailing your qualifications and fees. When it comes to fees you can find out the going rates in your state or region by calling other local Medical Billing and Coding operations and inquiring about their rates. Speaking of calling, it is also a great idea to cold call practitioner offices although nothing replaces the effectiveness of face to face introductions.

There are quite a few laws and regulations which govern what you can and cannot do as a Medical Billing and Coding specialist. You will be receiving, processing and transmitting personal information about patients. Some of this information is so sensitive that some practitioners will be hesitant to work with you unless you have a way to convey your legitimacy and trustworthiness. Some experts suggest that anyone considering starting a Medical Billing and Coding practice work for someone else first to establish legitimacy and gain intimate experience of the industry.

Tips on Opening up an Auto Body Shop

Opening an auto body shop is not an easy thing to accomplish. A person must be totally committed to this type of endeavor before they can even begin to think about operating their own shop. Running a successful auto body shop will need lots of money, planning, patience and persistence.

Capital, Capital, Capital

A potential shop owner must have enough capital to buy equipment and supplies such as all types of helmets and to rent or buy a facility for conducting business. They will also need money for licenses, insurance, building permits and for other hidden expenses and fees. A person must also have a realistic knowledge about how the auto repair industry functions because their success will depend on understanding this wisdom. There have been many instances where truck drivers has transitioned over into opening this type of business due to the extensive training they received as well as the similarities that align in running a business.

A Solid Business Plan

Having a solid business plan is essential because it will outline the process that a person must complete to open a shop. It will also be used as a tool to show potential investors and lenders if an auto shop business will be a success or a failure.

A person should use the services of the Small Business Association to help them to write out a plan or they should hire someone who has experience in this matter. They should make sure their plan is professionally constructed and sound. Otherwise they will probably have a hard time finding investors.

Hiring Technicians and Workers

Any business is only as good as its workers. A person who desires to open up an auto body shop will have to hire competent and skillful technicians to do repair and cosmetic work. Also, technicians have to be certified to work on cars. Employees who have not been certified will need to be trained. This means that an owner might be responsible for providing them with the necessary education and training they will need to perform body work.

Finding Good Suppliers

A repair shop will need all the help that it can get to stay competitive. One way that they can accomplish this is by finding a good supplier that will give them dependable but competitively priced parts and supplies. Having a good chain of suppliers will help to keep their prices low and allow them to remain competitive within the market.

An Auto Body Repair Shop is a Business

Potential auto body shop owners might not realize that their organization is a business first and a repair shop second. Owners who focus too much on the repair end of the business will not survive. Performing basic business functions and daily business routines is necessary for being profitable and successful.

The bottom line is that no one should attempt to open up an auto body shop unless they can realistically fund and manage this type of business. Two or more business partners might be preferable to one. This way a partner can run the business end of the shop while the other partner handles repair issues.

Gear For Your Startup: Choosing Air Conditioners and Messenger Bags to Create a Positive Business Environment

Choosing the right gear to get your startup ready is pretty important. This is because the environment you create for your employees or just for yourself if you’re working alone will have a huge impact on your success.
Many studies have shown this. Here are a few things that it’s important to get right in order to make sure that you make your start up start up right.

Air Conditioners

The perfect air conditioner for your particular startup will depend a lot on a number of specific personal factors. First of all, if you know that your startup is going to occur the following summer, it’s a good idea to buy these off-season since they will be considerably cheaper that way. Then, you can simply store them until the summer season starts. This means purchasing in winter. Air conditioners have ratings based on different factors including especially the amount of air they have to move and cool down. You can either buy one large air conditioner for one large room, or you can buy a bunch of individual air conditioners for a bunch of individual rooms. Proper air conditioner size will depend on a number of factors. The truth is that if you can go with the one big air conditioner for the one big room, this will often be ideal. It’s often the case that startups will have one huge room anyway. It’s cheaper to just have the one big room and then to just use cubicles to designate each person’s work space. You can check Air Conditioner Lab for product reviews and comparisons.

Messenger Bags

Another good thing to purchase for your employees and yourself is messenger bags. This is because you need to make sure that the bags you have can carry all of your equipment. Learn how to shop for the right type of messenger bags that will suit your needs. These bags should be sturdy enough to carry whatever it is you need to carry in your business. You can often find the carrying limit in pounds on the site for the bags you’re going to buy, and most equipment should have stats about how heavy it is as well. In addition, it’s a good idea to check to see how the messenger bag does in terms of reliability and durability. After all, you can never be too sure about aspects such as this. One way to be sure about the quality of messenger bags is to check the online reviews for the item to see what other people think about a particular object.

Furniture

Some companies will let you buy things like desk chairs in bulk, so it’s a good idea, often, to seek these companies out and see whether they will give you what you need. Office furniture should be efficient and modern looking to give people the right idea about your company. They don’t want to have the chairs to be squealing a lot, and it would be a good idea if there weren’t any rust or other signs of wear on it because otherwise this will reflect poorly on your company.
Overall, it certainly helps to plan these things out ahead of time in order to ensure the best result. That way you can have everything ready to go ahead of time.

 

The Fundamentals of Putting Up a Small Business

Small businesses of all types are opening every day, from lawn care and home improvement to chiropractic offices and nutritional supplement stores. Just because you are starting a small business doesn't mean you have to be able to fit in a predetermined box. Every business is different, some are located in mall kiosks, others are online only, some build their own locations and others work at home. Whatever your business and wherever you are located, you will still have some of the same concerns as all the other start ups out there – funding, bookkeeping, staffing, insurance, and knowledge of your business and the market you plan to serve.

For example, a cosmetic surgeon wishes to open an office in a new area. He would need to make sure that he has enough funding to build or purchase an office space, as well as enough funding to purchase or at least finance the equipment that he needs to properly equip the office. He would also need to invest in a good software application for his bookkeeping to ensure that he is billing his patients properly, getting paid enough for his service, and that insurance claims are filed properly. Of course staffing is another a concern. Having the proper staff for an office is crucial to business operation,  as is having good insurance coverage.

Insurance is not only for employees but also for the business as a whole. It is important to get the office space insured so he is protected in case of an accident such as a fire. Malpractice insurance is also essential. Without the proper insurance coverage in place, the business is set up to fail.

Finally, knowing the market will make or break any business. This is important on multiple levels that you need to make sure that the market you are looking to move into will support your business model. Let's get back to our hypothetical cosmetic surgeon. Before he can come up with a price list for the services that he will be offering, he would need to research on market prices. There are many ways to look up breast augmentation, face lift, and liposuction prices. The internet is a great resource. He can even look up the prices offered by his competitors with just a few clicks of a button.

Now let's take a look at online businesses and how the same needs will impact your online business. For our example, let's assume that you are staring a website on the new weight loss phenomenon that is the HCG diet. These days, before a person buys anything, they look for online reviews. Say you will be selling HCG injections and pellets. Putting up an HCG pellets and injections review website will do wonders for your business. Don't worry if you aren't much of a writer. You can hire freelance writers to write these reviews for you.

However, this is where you need to consider financing your online marketing strategy. How much is it going to cost to secure a website, a domain, and to pay someone to build the site if you don't have experience in web design. These costs are going to be much lower in an online business than in a brick and mortar location. If you were looking to bring them even lower you might even consider getting the education you need to create your own site, this would be a business expense that you should also weigh in your business plan.

It would still be advisable to maintain some sort of bookkeeping software to track expenses and income. Basic accounting software is available online cheap or even free for a small business owner such as a website owner. Staffing would be in the realm of web design. You may also need to hire a virtual assistant to track orders and reply to emails on your behalf while you are involved in other endeavours. 

You can probably get away without having any outside of your personal health insurance in a case like this. However, in the event that you are offering a warranty for quality or manufacturing your merchandise yourself, you may want to look into insurance for your business.

In this case, knowledge of your market is a little bit different and may involve a lot more research into who is doing the same thing, how many sites are offering similar products, what are the prices on other sites, and what special offers they may have. This tends to be a bit more of an ongoing research scenario compared to our first example.

I hope you've gained a little insight into how important it is to have a good business plan when looking to start-up a small business. Financing,  insurance,  staffing,  bookkeeping,  and knowledge of your market are keys to your success.

Gear For Your Startup: Choosing Air Conditioners and Messenger Bags to Create a Positive Business Environment

Choosing the right gear to get your startup ready is pretty important. This is because the environment you create for your employees or just for yourself if you’re working alone will have a huge impact on your success.
Many studies have shown this. Here are a few things that it’s important to get right in order to make sure that you make your start up start up right.

Air Conditioners

The perfect air conditioner for your particular startup will depend a lot on a number of specific personal factors. First of all, if you know that your startup is going to occur the following summer, it’s a good idea to buy these off-season since they will be considerably cheaper that way. Then, you can simply store them until the summer season starts. This means purchasing in winter. Air conditioners have ratings based on different factors including especially the amount of air they have to move and cool down. You can either buy one large air conditioner for one large room, or you can buy a bunch of individual air conditioners for a bunch of individual rooms. Proper air conditioner size will depend on a number of factors. The truth is that if you can go with the one big air conditioner for the one big room, this will often be ideal. It’s often the case that startups will have one huge room anyway. It’s cheaper to just have the one big room and then to just use cubicles to designate each person’s work space. You can check Air Conditioner Lab for product reviews and comparisons.

Messenger Bags

Another good thing to purchase for your employees and yourself is messenger bags. This is because you need to make sure that the bags you have can carry all of your equipment. Learn how to shop for the right type of messenger bags that will suit your needs. These bags should be sturdy enough to carry whatever it is you need to carry in your business. You can often find the carrying limit in pounds on the site for the bags you’re going to buy, and most equipment should have stats about how heavy it is as well. In addition, it’s a good idea to check to see how the messenger bag does in terms of reliability and durability. After all, you can never be too sure about aspects such as this. One way to be sure about the quality of messenger bags is to check the online reviews for the item to see what other people think about a particular object.

Furniture

Some companies will let you buy things like desk chairs in bulk, so it’s a good idea, often, to seek these companies out and see whether they will give you what you need. Office furniture should be efficient and modern looking to give people the right idea about your company. They don’t want to have the chairs to be squealing a lot, and it would be a good idea if there weren’t any rust or other signs of wear on it because otherwise this will reflect poorly on your company.
Overall, it certainly helps to plan these things out ahead of time in order to ensure the best result. That way you can have everything ready to go ahead of time.

 

Protecting Your Business When You’re Away

If you’re a small business owner who travels frequently, you need to be able to leave knowing that your valuables are well protected when you’re not around to look after them. Sure, you do your best to hire employees that you trust and create a safe place to do work, but when you leave it’s good to know that things are well in hand. One way to do this is by purchasing a safe to store your most valuable equipment and documents.

When I first decided to buy a safe for my business, I had just purchased a gun safe for my home. I figured that if a safe is good enough to store guns, it should be able to store just about anything. So, I went back to the website I used to figure out which safe to buy for my home and found a great fit for my business.

Let me walk you through the process I went through for my business safe, as I think it might be helpful.

First, I gathered up all the things I thought I would want to protect on my desk. This included backup checkbooks, portable hard drives, sensitive documents, laptops, credit and debit cards and anything else that might need to be stored temporarily while I’m gone. For example, if I were to run a travel agency, I would also need to allow room to store any gear I wasn’t going to be taking with me. In this case, I may travel to the locations I book for people to test them out, and take photos and write articles. If I’m traveling but not taking my camera or laptop, I want to be able to lock them up while I’m gone.

After taking inventory of my items to be stored, I then tried to estimate how much space they took up. For my current needs, I would be able to get away with a 1 cubic foot safe. However, I plan to expand my business in the next few years, so I wanted to buy a much larger safe to store more expensive gear. So be sure to plan ahead so that you don’t end up buying another safe. It’s more expensive to buy two safes than to just buy one large enough in the first place.

I went with the 2.14 cubic foot version of this First Alert 2096DF Fire Safe. It offers a few features that aren’t standard but would be good to look out for when you’re shopping.

First, it is a fireproof safe. As a matter of fact, it is rated to protect electronic media, like jump drives and laptops, from fire up to 1 hour. It is also waterproof so that if the firefighters flood your entire business with water trying to put a fire out, it won’t affect the items in your safe either.

Last, it has six locking bolts (unlike the smaller First Alert safes in the series), making it nearly impossible to pry it open.

Hopefully this article has helped to get you thinking about storing your business’s most valuable assets properly. While I hope you never have to experience an attempted theft, I know you’ll fare better with a good safe.

Starting a Non-Emergency Medical Transportation Business

Non-emergency medical transportation provides those who are unable to ride city transportation with the ability to get where they need to go, such as; doctor appointments, go to adult day-care services, and so forth. It’s generally the disabled and elderly who can benefit from non-emergency transportation, so long as they are not in an emergency situation. For example, an emergency medical alert service response center can receive a call from a senior that they need help. In many cases the senior will press their alert pendant when they need help with an ache or pain that is non-life threating. After talking with the senior the customer care representative may determine the situation is not life threatening but does warrant a trip to meet with the radiologic technologist to have x-rays performed in the doctor’s office. The senior’s family is unable to take them to a doctor’s office for x-rays so this is when non-emergency transportation is needed.

Equipping the Vehicle

Non-emergency transportation vehicles are usually equipped with everything they need to transport those who are in a stretcher or a wheelchair, in addition to transporting those who are ambulatory; People who walk much more slowly, use a walker or cane, or just need additional assistance when it comes to getting around.

Typically, a non-emergency vehicle will be a van that’s equipped with a hydraulic lift or a ramp, which is necessary for transporting people with wheelchairs; It can be cheaper to purchase a vehicle without a ramp or lift pre-installed and have it installed afterwards. A van allows for more than one person to be transported at a time, which could provide clients with cheaper rates as opposed to transporting one client at a time.

Determine What Other Services Are Available

You will want to factor in what other non-emergency medical transportation services are available in your area by looking at a website like this. You will also want to determine how you will get new business which can come from queries from medical alert system call centers.

Insurance and Licensing

Large insurance policies are required for businesses that will be operating vehicles which will transport customers. In addition to obtaining the adequate licenses and permits, you will need to be insured in the chance that an accident should occur; While this kind of insurance comes with a hefty price tag, it’s required. You’ll need commercial vehicle insurance and liability insurance for your businesses vehicle (or vehicles).

Drivers who will be operating non-emergency transportation vehicles should have the appropriate driving license, with most states requiring that these kind of drivers have a chauffeurs license as the job entails transporting clients from point A to point B. If you’re starting a non-emergency medical transportation business, you should check with your pertaining state’s bureau of motor vehicles to see exactly what they require.

Prices and Insurance Coverage

Before your non-emergency transportation business starts transporting people, you will need to set prices. You should start by determining how much it costs your vehicles to drive each mile, figure in the cost of insurance, and factor in how many days your business will be in operation for a full year; You’ll have to guess daily mileage and daily insurance costs per mile driven. When you add the costs of mileage with how much your business needs to make on a daily basis, you will have a base rate. These rates can always be adjusted later when your business gets more situated and you can factor in the number of clients you’re transporting every day.

You’ll want to sign up to accept payments from Medicaid as many clients may not be able to pay you themselves; The funding Medicaid will provide varies from state to state, so you’ll need to contact your pertaining state’s Medicaid office on how to apply and see their rates. Not all clients will have Medicaid money, but it’s important to be able to accept money from Medicaid for those clients that do as they will need your services too.

The Pros and Cons of Cremation and Traditional Burials

No one really wants to think about their own impending death, but if you are aging or have health problems it may be at the forefront of your mind. Aside from making sure your family is secured financially if not emotionally for your passing, you also want to make sure that they know if you want to be cremated or buried. These two burial rituals are vastly different, and if your religion or culture doesn’t dictate which one you should get, it can be very confusing. That’s why we’ve written out the core differences between cremations and traditional burials below.

Burial Pros: Familiarity And No Perceived “Desecration”

The main pros of burials are that they are familiar to many, and do not require what some family members may see as the “desecration” of a loved one. Some people have a very hard time accepting the cremation of a loved one, as they prefer to imagine a body forever at peace beneath the ground. If you think your family would have emotional difficulties dealing with cremations, we recommend a burial.

Burial Cons: Cost And Space

Burials are expensive. Even if you go light on the funeral, you still have to purchase a casket, a burial plot, and a headstone. Assuming you get the cheapest ones of each, you’re still looking at least a couple thousand of dollars in most areas. Most family members will want “only the best” for you so expect them to pay even more than that.

There is also the issue of space. Many experts are concerned that we’re running out of burial space for our dead. If you are environmentally conscious, then a cremation may be better for you.

Cremation Pros: Always Be With What You Love

Besides being more cost and space effective, cremations can be good for loved ones who want to keep you by their side. With ashes you can put them in an urn at home, have them spread at your favorite fishing hole or mountain, or even kept in multiple places at once. It’s like you’re still there, and many loved ones take comfort in having “you” around.

Cremation Cons: Unique Expenses

Some people who know that cremation can be cheaper than burial do not understand that there are still some expenses. You have to pay for a wake, if you choose to have one, then the actual cremation and then mausoleum space or a nice urn. Most people can ignore a cheap tombstone, but they won’t have a shoddy urn in their home as it’s a daily reminder of guilt for them. However, both cremation and burial can be expensive, just in different ways. We still recommend cremation for the budget conscious, however.

Choosing between a cremation or a traditional burial is never easy for many. But the sooner you make your choice, the sooner you can get on with the rest of your life knowing that your family has some guidance. We hope our article helped you on your path to choice.